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Economic News: Are We Ordering Chinese?
All the news was focused on China this week, but we did get some of our own news… China, on Tuesday, devalued their currency, the Yuan, and then did again on Wednesday. Then they saw it slide against currencies around the world on Thursday. So do we care? Well, we do,...
Mythbuster: Must You Have Credit to Buy A Home?
Not Necessarily! I recently spoke to a client who had been turned down by 2 of the big banks and their own credit union. $80,000 in income no debt, $150,000 to put down but…. No credit scores. This person had never established credit because they paid cash for...
Can You Have More than 1 FHA Loan at a Time?
You can only have 1 FHA loan at a time. FALSE! FHA regulations say that you can have more than 1 FHA loan at a time if: 1) The first property has 25% equity, you are keeping that property, and moving to a new home. Of course the “why” you are moving to a new home for...