by Athena Paquette | Dec 8, 2014 | Blog, Home Buyers, Home Owners
A client asked me, “When is the right time to buy?” This is a very interesting question, and goes hand-in-hand with the question, “When is the best time to sell?” Over the years there have been theories about winter, or spring, or fall. Growing up in Canada, where...
by Athena Paquette | Oct 13, 2014 | Blog, Realtors
You cannot lock in a loan until you have found a home. FALSE! Many buyers are worried about interest rates jumping up, or barely qualify at these low rates. A jump up of .25% in interest can be a game changer for many people. We can lock in a rate so that they can...
by Athena Paquette | Sep 10, 2014 | Blog, Home Buyers, Home Owners, Investors, Realtors
A buyer with less than 20% down HAS to pay PMI. FALSE. In fact, there are 4 ways to pay PMI and 2 of them are not monthly. Here’s how: On a $400,000 loan on a condo with 5% down, you might have to pay $300 per month for PMI. However, to avoid that monthly fee,...
by Athena Paquette | Jun 27, 2014 | Blog, Home Buyers, Home Owners, Investors, Realtors
Myth Buster of the Week: You need a minimum 3.5% down to buy a home: FALSE! There is a program that allows only .5% down! That’s right! On a $400,000 loan you only need a $2,000 down payment. We can even do a no-cost loan on that program, with minimum 620 credit...