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Creating Cash Flow with Real Estate from A to Z
Join experienced real estate investor and mortgage broker Athena Paquette for an intensive and riveting class on how YOU can create passive income with real estate investing.
Presenting the Reset Button in 2025
Reaching your financial goals in 2025 with Jessica Perrone Founder of HerFinIQ
Women In Business
Wednesday, December 17, 2025
Torrance Area Chamber of Commerce
3480 Torrance Blvd. Suite 305
Torrance, CA 90503
Details
What Would You Like To Learn?
Is there an area of interest you'd like to learn more about? Please get in touch and let me know!
Points or No Points: Which Is Right for You?
by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments
When you’re getting a mortgage, one of the questions that often comes up is whether you should pay points to get a lower interest rate—or take a higher rate and pay no points. The answer depends on your situation, your plans for the property, and how long you expect...
21 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender
by Athena Paquette | August 20, 2026 | Blog, Home Buyers | 0 Comments
Feel confident. Get clear answers. Make smart decisions. Choosing a mortgage lender is an important part of the homebuying process, but many buyers don't know what questions to ask. Getting a loan isn't simply about finding an interest rate. You also want to...
How Business Owners & Self-Employed Professionals Qualify for a Mortgage
by Athena Paquette | January 29, 2026 | Blog, Featured | 0 Comments
Even When Tax Returns Show Low IncomeIf you’re a business owner, self-employed professional, or independent contractor, your tax returns may not reflect what you truly earn — and that can make qualifying for a mortgage frustrating. Many entrepreneurs do exactly what...
What is a mortgage?
by Athena Paquette | November 17, 2022 | Blog | 0 Comments
A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...
Introduction
I’m a mortgage broker, financial advocate, and consultant conveniently located in Torrance, California. I have over 30 years in the mortgage brokerage business, and I’m a property investor who’s owned and managed apartment buildings since my 20’s. I have an insider’s perspective when it comes to buying property, managing from afar and finding the best debt to finance properties of all types loans.
Publications
Just the facts
Mortgage Broker in Torrance CA with over 30 years experience.
Bureau of Real Estate, License #01142629; NMLS #321683.
Member of the National Association Mortgage Underwriters, American Association of Private Lenders, Association of Financial Educators
Torrance Adult School, Instructor, Real Estate Investment Classes.
Athena is incredibly knowledgeable in the field of finance, lending and wealth management. I have worked with Athena for well over 15 years now and she never ceases to amaze me with her abilities. I am usually very hesitant to refer or recommend anything these days, which is NOT the case with Athena; her work ethic and integrity coupled with her knowledge is a powerful winning combo that can only serve her clients well with awesome results!!