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Mortgage Minute – Adjustable rate mortgages or ARMS

Mortgage Minute – Adjustable rate mortgages or ARMS

When rates go up, we usually see a switch over from the 30 year fixed to ARM loans. Why go LONG at a high rate when you can go short at a lower interest rate and get the upfront savings? People do this to help ease the payment shock of rates going up and to help them...

Mortgage Minute – Understanding how a mortgage works

Mortgage Minute – Understanding how a mortgage works

Understanding how a mortgage works helps you get ahead in the financial game. A mortgage is a debt paid over time unlike rent that can be adjusted (usually increased not decreased) at the whim of the landlord, the mortgage is a contract with set terms. Yes it’s...