You searched for self employed - Page 2 of 4

How Business Owners & Self-Employed Professionals Qualify for a Mortgage

by Justin Williams | January 29, 2026 | Blog, Featured | 0 Comments

Even When Tax Returns Show Low IncomeIf you’re a business owner, self-employed professional, or independent contractor, your tax returns may not reflect what you truly earn — and that can make qualifying for a mortgage frustrating. Many entrepreneurs do exactly what...

17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

What is a mortgage?

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Is a 15 or a 30 year mortgage better?

by Athena Paquette | Dec 11, 2019 | Blog, Uncategorized

I love this question! Why? Because this was me – when I was 23 and self-employed I bought my first home and was of the mindset to pay off my home as soon as possible. I went further and took out an actual 15 year fixed mortgage figuring I better force myself to...

What is a “wrap around” mortgage?

by Athena Paquette | Aug 12, 2019 | Uncategorized

You don’t hear this one too much anymore because interest rates are so low. A wrap mortgage is where new mortgage debt is “wrapped around” an old one. This also can be called an all-inclusive-trust-deed (AITD), or seller wrap, or subject to (people call it this but it...

Success Story of the Week: Will FHA work for you?

by Athena Paquette | Mar 12, 2018 | Blog, Featured

I got a call this week from a gentleman who was turned down for an FHA loan for some units he wanted to buy. He didn’t know why he wasn’t approved, and he was in a panic since he needed full loan approval in 2 weeks so he could close in 4 weeks. When he told me the...

What is Crowdfunding?

by Athena Paquette | Oct 8, 2016 | Blog, Home Owners, Investors, Realtors

What is crowdfunding? Great question. This is where people who don’t know each other, or perhaps they do, invest together for a common goal, and they are mostly doing this on line. For Example… You might have heard of the site or platform called GoFundMe.com, which is...

Lack of Knowledge Can Lead to “Excessive Debt”

by Athena Paquette | Apr 24, 2016 | Blog, Home Owners, Investors, Realtors

A client referred by his CPA calls because he found out that his IRS tax from 2009-2011 that was delinquent, but on hold, was now due. The IRS was going to force the sale of the home if they didn’t come up with the money, $345,000. This couple had owned a business...

« Older Entries

Next Entries »

Payment calculator

Become a Smarter Investor

Glossary of Terms

Loan checklist