Athen Apaquette

How do you refinance a mortgage after you retire?

How do you refinance a mortgage after you retire?

First of all no matter what your age, there are laws in this country that outlaw discrimination based on all sorts of things but age is one of them. I actually got a loan denial reversed 20 years ago on a loan that was turned down because the underwriter said: “she...
What is a “wrap around” mortgage?

What is a “wrap around” mortgage?

You don’t hear this one too much anymore because interest rates are so low. A wrap mortgage is where new mortgage debt is “wrapped around” an old one. This also can be called an all-inclusive-trust-deed (AITD), or seller wrap, or subject to (people call it this but it...