9.13.13 Interest Rate Sheet for Realtors

9.13.13 interest rate sheet

If you have a client who is close to having an offer accepted and is nervous about rates, don’t worry because interest rates can be locked in over the weekend.

Remember we also have the float down: if rates improve more than .25% after lock-in the client gets the lower rate.

All rates are quoted at a 45 day lock in and assume a 720 credit score with 20% down except for FHA.

1 point is 1% of the loan.

Programs quoted as having 1 point also have the option of 0 points and the option of the 0 cost loan.

Jumbo loans are loans that have a loan amount of $625,501 and above on conventional programs.

Conventional is also known as Fannie Mae and Freddie Mac financing.

If you have any questions or comments, please contact me at athena@athenapaquette.com. or call 310-218-6855.